Health cover, chosen properly

Clear advice. No jargon.
Just what actually works for you.

About ProperCover

ProperCover was built to fix a pretty simple problem - health insurance shouldn’t be this hard to understand.

Too many people are either overpaying, undercovered, or just completely confused about what they’re actually paying for. We exist to change that.

We give you clear, honest advice and help you compare cover properly - no jargon, no pressure, no nonsense.

What we actually do:

  • Compare real options from trusted Australian health funds
  • Explain what matters - and what doesn’t
  • Help you choose cover that actually fits your situation
  • Save you time, money, and headaches

Why ProperCover

Free to use

Our service is completely free. If you take out a policy, we receive a commission from the health fund - you don’t pay anything extra.

Real advice

We’re not here to push one fund over another. Our job is to help you understand your options and make a decision that actually makes sense for you.

No jargon

Health insurance is full of unnecessary complexity. We cut through it and explain things in plain English so you know exactly what you’re getting.

Support that doesn’t disappear

We’re here before, during, and after you choose your cover. Whether you need help switching, reviewing, or just understanding your policy - we’ve got you.

Who we work with

We compare 18 of Australia’s leading health funds to give you a solid range of options - without overwhelming you with noise.
We don’t compare every fund in the market or every product available.

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